Choose a contractor who is licensed or registered where you live, carries liability insurance and workers' compensation, has solid reviews and BBB standing, gives a detailed written estimate and contract, and pulls the required permits. Avoid anyone who asks for most of the money up front or pressures you to sign that day.
Hiring the right contractor matters more than any material choice. Here's how to vet one.
1. Check licensing and registration
Licensing rules vary by state and city, and many places have their own contractor licensing or registration requirements. Ask for proof and check with the local building department.
2. Confirm insurance
Ask for certificates of general liability insurance and workers' compensation. If an uninsured worker is hurt on your property, you could be exposed.
3. Look at reputation
Read Google reviews and check the company's Better Business Bureau profile. Look at how the business responds to complaints, not just the star rating.
4. Get a detailed written estimate
A good estimate lists the scope of work, materials, allowances, timeline and payment schedule. Vague estimates lead to disputes.
5. Ask the right questions
- Who will be on site day to day?
- Will you pull the permits?
- How do you handle changes and surprises?
- What warranty do you offer on labor?
Red flags
- Door-to-door offers right after a storm with pressure to sign now
- Large cash deposits before any work or materials
- No written contract
- Asking you to pull the permits yourself
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Frequently asked questions
Do contractors need a license in my area?
Licensing rules vary by state and city. Many states and cities have their own contractor licensing or registration rules, so check with your local building department.
How much of a deposit should a contractor ask for?
Deposits vary, but be cautious of anyone asking for most of the payment before work begins. Payments tied to completed milestones are common.
How many estimates should I get?
Getting two or three detailed estimates helps you compare scope and pricing, not just the bottom line.
